Guiding your decisions
Think of repaying a loan as a
game of chess. The banks
position themselves, offer great
deals and secure your business
but at your next move you often
find the options are limited –
Banks make money from
lending to you and
employ whole teams of economists
to get the best return for
themselves. The banks have their
strategists, and you need yours.
Let's be clear though - we're not
here to make the decisions for you.
Our job is to tell you what we
believe your options are, and show
you the benefits (and the
consequences) of each option. The
choice always remains in your hands.
Finance - Sometimes
borrowing money is a necessary evil.
Sometime you need it to get ahead,
other times it's to consolidate debt
and arrange payment terms to better
suit you. We will simplify the
process of borrowing it, and with
our specialised tools and expertise
we'll show you how to repay it in a
way that best suits you.
Insurance - Don't be
lazy. Put some effort in, get
some guidance and make sure you
have the insurances that meet
your needs and lifestyle. It's
tempting to get online and "just
get it done" but can you
honestly say you have what you
need when you've clicked "buy
now" after reading the policy
documentation and all the fine
print (you did read the fine
print didn't you?).
Guess what the insurer will be
reading when you place your claim -
that same fine print. Get expert
advice before you buy insurance.
Education - When is the
lowest interest rate not the lowest
interest rate? Should I cut up my
credit card or get a higher limit?
Do I keep saving for retirement or
am I better off putting that money
into my mortgage account? Should I
top up my mortgage to buy a car or
finance it another way?
We will guide you - get in